Tim O'Brien

With more than 30 years of experience in the insurance and securities industry, I have dedicated my career to helping individuals, families, and businesses pursue their financial goals and build a more confident financial future. As President of Horizon Financial Resources, LLC, I believe successful financial planning begins with listening—taking the time to understand each client's unique goals, needs, and priorities.

My mission is to provide knowledgeable, personalized service while building relationships that last. I am committed to helping clients navigate every stage of their financial journey with confidence, clarity, and a trusted partner by their side. My approach combines extensive industry experience with personalized guidance, helping clients make important financial decisions with greater clarity and confidence.

Building lasting relationships is at the heart of what I do. I take pride in being a trusted resource for my clients, helping them understand their options, prepare for the future, and make informed financial decisions.

Outside of work, family and community are important parts of my life—especially my beautiful wife, Carrie, and our daughters, Sierra and Saige. Having grown up in the area and lived here for most of my life, I have a strong connection to the community and the people who call it home.

When I'm not working with clients, you'll often find me enjoying the outdoors, watching or announcing wrestling, or simply enjoying a good cup of coffee and great conversation. I value the relationships built both professionally and personally, and I believe some of the best conversations happen over a cup of coffee.